Our Story
We got tired of bad credit cards.
In 2021, three friends sat in a Mumbai café complaining about their credit cards — hidden fees, cashback that never arrived, support bots that never helped.
So we built the card we always wanted — transparent, rewarding, and designed for how Indians actually live.
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What we stand for
Radical Transparency
No hidden fees. No asterisks. What you see is exactly what you get.
Customer-First Always
Every feature starts with: does this make the cardholder's life better?
Innovation by Default
We ship new features every week. If there's a better way, we build it.
Built for Bharat
Designed for tier-2 cities, first-time credit users, and India's reality.
How we got here
Founded in Mumbai with ₹5Cr seed funding
Received NBFC licence from Reserve Bank of India
Launched beta — 10,000 cards issued in first month
Crossed 2 lakh active cardholders, Series A of ₹200Cr
5 lakh+ cards active, accepted in 140+ countries
The people behind SecurePayCard
Ex-Razorpay, ex-Paytm, ex-Goldman Sachs — obsessed with making finance fair.
Aryan Kapoor
CEO & Co-founder
Nisha Gupta
CTO & Co-founder
Vikram Sethi
CFO
Pooja Iyer
Head of Product
Rahul Bose
Head of Risk
Anita Menon
Head of Customer Love